TennCare, my terrible, horrible, no-good, very-bad health insurance, is run by a bunch of assholes who have no understanding of how chronic illness “works.” If they had any understanding of how chronic illness works, they would happily pay for more than five prescriptions per month, cover more than three long-acting painkillers (two of which are morphine-based, so if you’re allergic to morphine, you’re fucked!) without the patient having to put up one hell of a fight, and allow you to see certain doctors, like my pain management doctor, for longer than three months, or three visits, whichever comes first, at a time.
When it comes to medical insurance, my attitude is that of, “Sit down, shut up, and cover it WITHOUT me having to fight you for it.” I need not concern myself with time limits, visit limits, Preferred Drug Lists, or Prior Authorizations. Needless to say, TennCare does not share my attitude toward medical insurance.
I’ve had to constantly fight TennCare for everything I have. Seeing my pain management doctor is no exception. Today, I started fighting the good fight once again. This time, it’s to change “managed care organizations” (and check to see if my long-acting pain medication has been approved for six more glorious months). I have to change managed care organizations so I can continue to see my pain management doctor.
There are two managed care organizations: BlueCare and Americhoice. I have BlueCare. Apparently, BlueCare is either so shitty or so hard to work with that my pain doctor’s office will no longer participate in the BlueCare program. They do, however, participate in the Americhoice program (with no three-month/three-visit restriction!).
Now, my only choices are switch to Americhoice or stop seeing my pain management doctor. The latter is not an option – my GP’s office will not manage my pain and, as far as I know, there is nobody else in this area who is not afraid to prescribe narcotics to a 26-year-old. Not taking my morphine is not an option – if I do that, I’ll turn into even more of a homicidal vegetable than I am now (go ahead, let your mind take you there).
I asked to be switched to Americhoice once before, but my request was denied. I usually try not to be negative, but I almost expect to be denied this time around. Maybe my request will be approved, but then my pain management doctor’s office will drop Americhoice patients, too. That’s just my luck when it comes to this kind of thing.
Not only am I afraid of fighting my insurance, I can’t stop thinking that my pain doctor is just trying to get rid of me. I know this is ridiculous: I was the one who wrote to him, and if he didn’t want to see me, he wouldn’t have responded. I can’t seem to stop my mind from going there, though.
This morning, I woke up and made 57 thousand excuses not to call TennCare and get the process started. I hate using the phone to begin with – autism spectrum disorders and the phone do not mix – but I bit the bullet and took care of it.
And now we play the waiting game. The next time I open my mailbox and see a letter from TennCare, my heart will stop for a second and that all-too-familiar sick feeling will rise in my chest.
Until then, I wait, and I worry.